With home & auto insurance, our job is to insure you with the carrier that fits your situation. Homes are different sizes, in different places and have different values. Similarly, people drive different cars and have diverse driving records. Since there is no single insurance carrier that is the best in every situation, we give our clients access to many of the top insurers in Ohio.
Having access to this collection of competitive insurance carriers through Financial Design allows you to be comfortable knowing that you will never be in the wrong situation. Over the course of your life, there will most likely be strong incentives to change your insurance carrier multiple times. These incentives often include more comprehensive coverage and a premium savings. The advantage of being with Financial Design, an independent agency, is that we can change your policy from one carrier to another when it is in your best interest.
It is also our job to make sure that your coverage fits your individual needs. We offer annual policy reviews to ensure that we have up-to-date coverage of current vehicles, homes and individually insured items. We will also review dwelling coverage, liability limits and deductibles, to make sure that the policy is still fitting your needs. These reviews allow our clients to rest assured that their assets are well protected.
Some Home & Auto Discounts to Keep in Mind
- Multipolicy (home, car or other policies with the same company)
- Smoke detectors
- Fire extinguishers
- Sprinkler systems
- Burglar and fire alarms that alert an outside service
- Deadbolt locks and fire-safe window grates
- 55 years old and retired
- Upgrades to plumbing, heating and electrical systems
- Wind-resistant shutters
- Safe Driver
- Good Student
- Low Miles Driven